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BAKAIMA GROUP  ·  MORTGAGE DIVISION
Plotwise Calculator
CLIENT DEPOSIT  30% OF ASSET VALUE    BANK RATE  19–29% P.A    INTERNAL RATE  ½ BANK · MAX 12 MONTHS
01 · Asset Type
Land
Plot / land acquisition
House
Residential property
Building Materials
BoQ / Construction
02 · Asset / Property Value
TOTAL VALUE (UGX)
CLIENT DEPOSIT (30%)
LOAN AMOUNT (70%)
30%
03 · Financing Route
Partner Bank
19–29% p.a · 3–20 Years
BAKAIMA Internal
½ Bank Rate · 3–12 Months
04 · Interest Rate & Tenure
BANK RATE (P.A) 19%
19%29%
BAKAIMA INTERNAL 9.5%
½ of bank rate · auto
BANK TENURE 5 yrs
3 yrs20 yrs
INTERNAL TENURE 12 mo
3 mo12 mo
0% Interest
For Land and House purchases only — if you clear the full 70% balance within the clearance window, zero interest is charged. The standard window is 3 months; a maximum extension of 4 months may be granted.
CLEARANCE PERIOD 3 months
1 mo3 mo standard4 mo max
04b · Repayment Method
Interest is calculated on the remaining loan balance each month. As you pay down the principal, the interest portion decreases — you pay less interest over time.
05 · Monthly Payment Affordability
I CAN PAY PER MONTH (UGX)
USING ROUTE BANK
Max Property Value
Required Deposit
Loan Amount
Enter a property value
to view your financing breakdown
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Blaise
BAKAIMA PLOTWISE  ·  MORTGAGE ADVISOR